How Does Affirm Work?

  • Provide your basic information.
  • Get a decision in real-time.
  • Pay over 3, 6 or 12 months with 0% APR.
  • Learn more about affirm here.
Choose the Affirm option on the checkout page and you will be re-directed to the Affirm website. You will walk through a few questions to determine your eligibility for financing. You can receive 0% – 30% APR financing over 3, 6 or 12 months*. After confirming your loan, we’ll ship your mattress and start your monthly payments based on your agreement with Affirm.

Choose “Financing with Affirm” at Checkout   Shop Now

*The Fine Print:

Pay 0% APR financing over 3, 6, or 12 months when you complete a purchase using Affirm. Offer is subject to change at any time. Previous purchase are ineligible for offer. Rates from 0-30% APR over 3, 6, or 12 months and subject to credit approval. Actual terms shown at checkout. Down payment may be required. For purchases under $100, limited payment options are available. Credit check required, though checking your eligibility won’t affect your credit score. Affirm are loans made by Cross River Bank, a New Jersey-chartered bank, Member FDIC.